Insurance Claim Concerns

The Manton Law Firm, LLC

In a personal injury accident, victims and their families eventually have to deal with an insurance company. Whether filing insurance claims for medical expenses, property damage and accidental death with the insurance company of whomever caused an accident, or pursuing claims against one's own insurance carrier, their processes are sometimes more focused on avoiding claim payments than making sure you are fairly compensated for your loss. This is why it is so important for people to have experienced legal representation when negotiating a claim with an insurance company. You need someone who is looking out for your best interests, and not the insurance company's financial bottom line.

The Atlanta, Georgia, area attorneys of The Manton Law Firm, LLC, have been advocating for the rights of injured people and families affected by the loss of a loved one, against insurance companies, large and small. Contact us to learn your legal rights when it comes to insurance claims.

Insurance companies are in business for their own financial gain. It is not their job to make sure that you are fairly compensated for your loss. They often quickly contact the injured parties in a car accident in hopes of negotiating a quick, "low-dollar" settlement before the injured person can contact an attorney or determine the true extent of the injury or loss. If they are successful, then the injured person cannot come back and re-negotiate later when it turns out the injury or loss is much more severe than first anticipated. An experienced attorney can make sure that the insurance company does not take advantage of you with an enticing quick settlement offer that looks good at first, but in reality is not fair compensation for your loss.

Whether it is a truck accident or medical malpractice claim, there is a reason insurance company representatives, who contact victims and families, are called "adjusters." Their mission is to adjust payment on any claim in their favor, which often means paying nothing. Adjusters often are working from preset numbers and may not have a great deal of authority or experience working with complex accidents. Our skilled personal injury attorney knows how to protect our clients.

When clients must address insurance claims in a nursing home neglect case or other important personal injury matter, they should remember to:

• Avoid making any statements, especially if recorded - insurance companies will always try to use your words against you, and are trained to frame their questions and elicit responses that will harm your case later.
• Question potentially false and misleading statements - sometimes adjusters will try to convince you that you don't need a lawyer; always remember who they work for and whose interests they serve. Hint: it's not yours!
• Be wary of requests for consent to release medical records - they are intent of snooping through your entire medical past, not just your injuries for this particular loss, and are hoping to find any embarrassing "dirt" or other excuse to deny your claim.
• Refrain from signing off on any paper or electronic document - you may be freeing them from certain liability or obligations to pay a claim without even realizing it.
• Talk to an experienced insurance settlement attorney immediately - Jason R. Manton puts clients on equal footing in negotiating fair compensation

If you are contacted by any insurance company or had your insurance claims denied, contact The Manton Law Firm for a free initial consultation with an experienced legal advocate dedicated to protecting your rights and best interests against insurance companies.